:root{--wt-navy:#10294b;--wt-navy-2:#183a60;--wt-teal:#0b898a;--wt-teal-soft:#e9f5f4;--wt-gold:#b79b2f;--wt-ink:#19324e;--wt-copy:#53677e;--wt-muted:#7b8c9e;--wt-line:#dfe7eb;--wt-bg:#f4f7f8;--wt-white:#fff;--wt-shadow:0 18px 50px rgba(16,41,75,.09)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body.wt-page{background:var(--wt-bg);color:var(--wt-ink);font-family:"Source Sans 3",system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;margin:0;min-height:100vh}.wt-skip{background:var(--wt-white);border-radius:0 0 10px 10px;color:var(--wt-navy);font-weight:800;left:16px;padding:10px 14px;position:fixed;top:-60px;z-index:9999}.wt-skip:focus{top:0}.wt-shell{margin:0 auto;max-width:1200px;padding-left:28px;padding-right:28px}.wt-topbar{background:rgba(255,255,255,.96);border-bottom:1px solid rgba(16,41,75,.08);position:sticky;top:0;z-index:50;backdrop-filter:blur(16px)}.wt-topbar-in{align-items:center;display:flex;height:72px;justify-content:space-between}.wt-brand{align-items:center;color:var(--wt-navy);display:inline-flex;font:800 18px/1 "Plus Jakarta Sans",sans-serif;gap:10px;text-decoration:none}.wt-brand-mark{align-items:center;background:var(--wt-teal);border-radius:12px;color:#fff;display:inline-flex;height:38px;justify-content:center;width:38px}.wt-topnav{align-items:center;display:flex;gap:22px}.wt-topnav a{color:#597087;font-size:14px;font-weight:700;text-decoration:none}.wt-topnav a:hover,.wt-topnav a:focus-visible{color:var(--wt-teal)}.wt-back{align-items:center;background:var(--wt-navy);border-radius:999px;color:#fff!important;display:inline-flex;gap:8px;padding:10px 14px;text-decoration:none}.wt-hero{background:linear-gradient(135deg,#10294b 0%,#123a55 58%,#0c666f 100%);color:#fff;overflow:hidden;position:relative}.wt-hero:after{background:radial-gradient(circle,rgba(183,155,47,.24),transparent 68%);content:"";height:430px;position:absolute;right:-150px;top:-180px;width:430px}.wt-hero-in{padding-bottom:74px;padding-top:70px;position:relative;z-index:1}.wt-kicker{align-items:center;color:#bfe3df;display:flex;font:800 11px/1.2 "Plus Jakarta Sans",sans-serif;gap:8px;letter-spacing:.14em;text-transform:uppercase}.wt-kicker i{color:#e4cc6a}.wt-hero h1{font:800 clamp(44px,6vw,76px)/.98 "Plus Jakarta Sans",sans-serif;letter-spacing:-.05em;margin:14px 0 20px;max-width:760px}.wt-hero-lead{color:#d7e4ec;font-size:20px;line-height:1.62;margin:0;max-width:830px}.wt-effective{align-items:center;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);border-radius:999px;color:#fff;display:inline-flex;font-size:13px;font-weight:700;gap:8px;margin-top:28px;padding:9px 13px}.wt-effective i{color:#e4cc6a}.wt-summary{margin-top:-34px;position:relative;z-index:3}.wt-summary-grid{background:#fff;border:1px solid var(--wt-line);border-radius:22px;box-shadow:var(--wt-shadow);display:grid;grid-template-columns:repeat(4,minmax(0,1fr));overflow:hidden}.wt-summary-item{min-height:126px;padding:24px 25px}.wt-summary-item+.wt-summary-item{border-left:1px solid var(--wt-line)}.wt-summary-item i{color:var(--wt-teal);font-size:17px}.wt-summary-item b{color:var(--wt-navy);display:block;font:800 14px/1.25 "Plus Jakarta Sans",sans-serif;margin:12px 0 6px}.wt-summary-item span{color:var(--wt-copy);display:block;font-size:13.5px;line-height:1.48}.wt-layout{display:grid;gap:46px;grid-template-columns:230px minmax(0,760px);justify-content:center;padding-bottom:88px;padding-top:54px}.wt-toc{align-self:start;position:sticky;top:96px}.wt-toc-label{color:#8795a5;font:800 10px/1.2 "Plus Jakarta Sans",sans-serif;letter-spacing:.13em;margin-bottom:10px;text-transform:uppercase}.wt-toc a{border-left:2px solid transparent;color:#60758a;display:block;font-size:13.5px;font-weight:700;line-height:1.3;padding:7px 0 7px 12px;text-decoration:none}.wt-toc a:hover,.wt-toc a:focus-visible{border-left-color:var(--wt-teal);color:var(--wt-navy);outline:none}.wt-main{min-width:0}.wt-intro{background:var(--wt-teal-soft);border:1px solid #d5eae7;border-radius:18px;margin-bottom:22px;padding:22px 24px}.wt-intro strong{color:var(--wt-navy);font:800 15px "Plus Jakarta Sans",sans-serif}.wt-intro p{color:#466574;line-height:1.65;margin:8px 0 0}.wt-section{background:#fff;border:1px solid var(--wt-line);border-radius:18px;margin:0 0 14px;padding:28px 30px;scroll-margin-top:96px}.wt-section-no{color:var(--wt-teal);display:block;font:800 10px/1.2 "Plus Jakarta Sans",sans-serif;letter-spacing:.12em;margin-bottom:8px;text-transform:uppercase}.wt-section h2{color:var(--wt-navy);font:800 22px/1.24 "Plus Jakarta Sans",sans-serif;letter-spacing:-.02em;margin:0 0 13px}.wt-section h3{color:var(--wt-navy);font:800 15px/1.35 "Plus Jakarta Sans",sans-serif;margin:20px 0 8px}.wt-section p,.wt-section li{color:var(--wt-copy);font-size:16px;line-height:1.72}.wt-section p{margin:0 0 13px}.wt-section p:last-child{margin-bottom:0}.wt-section ul{margin:10px 0 0;padding-left:21px}.wt-section li{margin:7px 0}.wt-section a{color:#087d7f;font-weight:700}.wt-callout{background:#f6f8f9;border-left:4px solid var(--wt-gold);border-radius:0 12px 12px 0;margin:17px 0;padding:16px 18px}.wt-callout p{font-size:14.5px;margin:0}.wt-related{background:var(--wt-navy);border-radius:20px;color:#fff;margin-top:26px;padding:28px 30px}.wt-related h2{font:800 20px "Plus Jakarta Sans",sans-serif;margin:0 0 6px}.wt-related p{color:#c8d6e1;margin:0 0 18px}.wt-related-links{display:flex;flex-wrap:wrap;gap:9px}.wt-related-links a{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.14);border-radius:999px;color:#fff;font-size:13px;font-weight:800;padding:9px 12px;text-decoration:none}.wt-related-links a:hover,.wt-related-links a:focus-visible{background:#fff;color:var(--wt-navy);outline:none}.wt-footer{border-top:1px solid var(--wt-line);color:#7a8a9b;font-size:13px;padding:28px 0 38px}.wt-footer-in{align-items:center;display:flex;gap:18px;justify-content:space-between}.wt-footer a{color:var(--wt-navy);font-weight:700;text-decoration:none}.wt-footer-links{display:flex;flex-wrap:wrap;gap:16px}@media(max-width:900px){.wt-summary-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.wt-summary-item:nth-child(3){border-left:0;border-top:1px solid var(--wt-line)}.wt-summary-item:nth-child(4){border-top:1px solid var(--wt-line)}.wt-layout{grid-template-columns:1fr;gap:22px}.wt-toc{background:#fff;border:1px solid var(--wt-line);border-radius:16px;display:flex;gap:4px;overflow-x:auto;padding:12px;position:static;scrollbar-width:none}.wt-toc::-webkit-scrollbar{display:none}.wt-toc-label{align-self:center;flex:0 0 auto;margin:0 5px 0 0}.wt-toc a{background:#f3f6f7;border:0;border-radius:999px;flex:0 0 auto;padding:8px 11px;white-space:nowrap}.wt-toc a:hover,.wt-toc a:focus-visible{background:var(--wt-teal-soft)}}@media(max-width:680px){.wt-shell{padding-left:17px;padding-right:17px}.wt-topbar-in{height:64px}.wt-brand{font-size:16px}.wt-brand-mark{height:36px;width:36px}.wt-topnav a:not(.wt-back){display:none}.wt-back{font-size:13px;padding:9px 12px}.wt-hero-in{padding-bottom:58px;padding-top:48px}.wt-hero h1{font-size:44px}.wt-hero-lead{font-size:17px}.wt-summary{margin-top:-24px}.wt-summary-grid{grid-template-columns:1fr}.wt-summary-item{min-height:auto;padding:19px 20px}.wt-summary-item+.wt-summary-item{border-left:0;border-top:1px solid var(--wt-line)}.wt-layout{padding-bottom:64px;padding-top:36px}.wt-section{border-radius:15px;padding:23px 20px}.wt-section h2{font-size:20px}.wt-section p,.wt-section li{font-size:15.5px}.wt-intro{padding:19px 20px}.wt-related{border-radius:16px;padding:23px 20px}.wt-footer-in{align-items:flex-start;flex-direction:column}.wt-footer-links{gap:12px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}