New Jersey Property Tax Relief Resource Guide, South Jersey Official NJ Treasury
South Jersey's Property Tax Resource

New Jersey Property Tax Relief Programs

Millions of NJ homeowners, renters, and seniors qualify for tax relief they never claimed. Find out what you're owed, and how to get it.

$1,500
Max ANCHOR homeowner benefit
$6,500
Max Stay NJ senior credit
$20
PAS-1 filing help, flat fee
Nov 2
PAS-1 deadline 2026
Latest
Stay NJ quarterly payments began February 2026, see details
PAS-1 filing deadline: November 2, 2026, file now
ANCHOR auto-confirmation letters mailing August 2026 for non-seniors, learn more
Licensed NJ Agent #2079591
15+ Years Tax Experience
@thetaxwatchdog, NJ Tax Tips Daily
South Jersey, Camden, Gloucester, Salem
2025 PAS-1 filing season is open. Seniors 65+ and disabled homeowners: one form covers ANCHOR, Senior Freeze, and Stay NJ. Deadline November 2, 2026. File at propertytaxrelief.nj.gov or get step-by-step help here.

What Describes You Best?

Pick your situation and go directly to the programs and tools that apply to you.

4 Ways to Reduce Your NJ Property Tax Burden

New Jersey offers multiple relief programs. Many residents qualify for more than one, but you have to apply.

Key Facts & Deadlines

The numbers you need to know before you apply.

Oct 1
Key residency date for ANCHOR, you must have lived there on this date
Nov 2
PAS-1 filing deadline for seniors, 2026 application year
$172K
Senior Freeze income limit for 2025 ($172,475)
Apr 1
Property tax appeal deadline in most NJ counties
$250K
Max income for ANCHOR homeowner benefit
$500K
Max income for Stay NJ, most seniors qualify
4x/yr
Stay NJ payment schedule, Feb, May, Aug, Nov
1 Form
PAS-1 covers ANCHOR + Stay NJ + Senior Freeze simultaneously

Check What You're Owed

Two free tools — the ANCHOR estimator for all homeowners and renters, and the Stay NJ calculator for seniors 65+. Takes about 90 seconds.

ANCHOR Program
All homeowners & renters
up to $1,500

Answer 5 quick questions and find out your estimated benefit. Takes about 90 seconds. Results emailed to you directly.

  • Homeowners: up to $1,500
  • Renters: up to $700
  • No age requirement
Check My ANCHOR Benefit
Stay NJ Program
Seniors 65+ only
up to $6,500

Enter your annual tax bill and income to see your 50% credit — paid quarterly starting February 2026. Apply via the PAS-1 form.

  • 50% of your tax bill
  • Paid Feb, May, Aug, Nov
  • Income up to $500,000
Calculate My Stay NJ Credit
Thinking about selling?

Get your free tax-optimized listing audit

Thinking about selling in the next 6 months? Do this first. Most NJ homes sit on the market because their tax-to-price ratio is too high. John reviews your full tax picture before you list — no obligation, no pressure.

  • 1

    Assessment review — We check if a tax appeal is needed to lower the buyer's future tax payment, which directly affects what they'll offer you.

  • 2

    Abatement search — We check whether your renovations qualify for the 5-year tax freeze — a real marketing hook for your listing.

  • 3

    Live MLS valuation — Real-time analysis of what buyers are actually paying in your neighborhood right now.

Request your free audit

Got it — John or Heather will follow up within one business day.

No obligation. Confidential. Opus Elite Real Estate · NJ License #2079591

Think Your Assessment Is Too High?

You have the right to appeal every year. A successful appeal lowers your assessed value permanently — and a licensed agent can pull free MLS comps to build your case.

Apr 1
Appeal deadline — most NJ counties
  • You can appeal your assessment every single year
  • MLS comps showing lower sales nearby are your best evidence
  • A successful appeal lowers your taxes permanently going forward
  • John pulls comps for free — no appraisal cost required
  • Serving Camden, Gloucester, Burlington, and Salem counties
Full appeal guide & calculator

Request free MLS comps for your appeal

Received — John will pull your comps and follow up within one business day.

Don't Let the Form Stop You

The PAS-1 covers three programs in one form, but it can feel overwhelming. John Scafide will walk you through it line by line, make sure it's correct, and submit before the deadline.

  • $20 flat fee, no hidden charges
  • Venmo, Zelle, credit, debit, or cash
  • 15+ years of tax experience
  • Deadline: November 2, 2026
Book PAS-1 Help, $20 View the Free Guide

What the PAS-1 Covers

ANCHOR Benefit
Up to $1,500 direct payment
$1,500
Stay NJ Credit
50% of your tax bill, quarterly
$6,500
Senior Freeze
Tax increase reimbursed
Varies
All three programs. One form. One $20 session.

What South Jersey Residents Are Saying

Real reviews from clients John has helped with PAS-1 filing, ANCHOR questions, and property tax relief.

"John Scafide has done my taxes for two years now, and I truly wouldn't go anywhere else. He is professional, knowledgeable, and extremely thorough every single time."

B
Brittany R.
Sicklerville · PAS-1 Help

"John interpersonal skills were excellent. He made us feel very comfortable while doing our taxes. But more important he was very knowledgeable!!!"

D
Dolores S.
Sicklerville · Senior Freeze

"John Scafide was awesome! He made filing taxes super easy and even explained to make sure we understood what was happening."

J
Jenny K.
Winslow · ANCHOR & PAS-1
See all reviews on Google

NJ Property Tax Knowledge Base

Deep-dive guides and strategies for South Jersey homeowners.

Talk to a South Jersey real estate & tax expert

Property taxes affect what your home is worth, whether to sell, and how to protect your equity. Get a free consultation from a local licensed agent with 15+ years of tax experience.

  • Free comparable sales report for your neighborhood
  • Property tax appeal help with MLS comps
  • PAS-1 filing assistance, $20 flat fee
  • ANCHOR and Stay NJ eligibility questions answered
  • Honest advice on buying, selling, or holding
John Scafide
John Scafide
Licensed NJ Real Estate Agent
15+ Years Tax Experience · H&R Block Tax Professional
NJ License #2079591 · The McKenty Team · Opus Elite Real Estate
@thetaxwatchdog
Heather Scafide
Heather Scafide
Licensed NJ Real Estate Agent
South Jersey Buyer & Listing Specialist
856-310-6746
NJ License #2192318 · The McKenty Team · Opus Elite Real Estate

Get your free consultation

Your info is never sold. Response within 1 business day.

Got it — John or Heather will follow up within one business day.
Book PAS-1 help now →

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