What the workflow does
recent home purchase follow up mortgage is the search intent this page answers. Watchdog uses governed public property records and explainable derived signals to narrow a research set before a professional makes a decision.
Worked New Jersey example
Track known clients or consented cohorts after purchase for material property-tax and assessment changes that may affect escrow conversations.
What it does not tell you
This is property servicing context, not a refinance solicitation trigger by itself.
Method
Start with a defined property geography or known-client list, attach only supported public-record fields, keep source and observation dates with the data, and separate observed facts from Watchdog-derived screening signals.