Watchdog

Check Property Data on
any NJ home

Opus Elite Real Estate

This site provides New Jersey property tax information. If a property shown here is for sale and listed by a licensed real estate agent, nothing on this page is intended as a direct solicitation of business. For full sales information on this and other properties, visit opuselitesj.com.

Where do you fit?

1

Type an address

Any property in New Jersey. Yours, your parents', the one down the street. No account needed to look.

2

See the real record

Assessment, tax bill, lot lines, sale history, and how it compares to the homes around it. Straight from state records.

3

Find out if you have a case

We apply the same Chapter 123 test a county board uses. If it's worth appealing, I'll tell you what it's worth in dollars.

How we value your home

Market value
$385k
Assessed
$223k
58% ratio

Equalized Assessments

Since most NJ towns don't assess at full market value, we apply the state’s equalization ratio to reveal your home's true implied value.

328 Elm St$405,000
105 Rutgers Dr$397,900
84 Pine Rd$1  family transfer

Verified Real Sales

We use actual recorded deeds, strictly filtering out distorted data like dollar deeds, estate transfers, and distressed sales.

2022 now
Every sale carried forward to today

Time-Adjusted Accuracy

A sale from 18 months ago isn't relevant today. We adjust past sales to reflect your town's current market conditions.

Your assessment$240k
Neighbors$170k
Chapter 123 case

Meaningful Comparisons

We build your case using what matters to the county board: genuinely comparable local sales and your neighbors' assessments.

High40+ local sales, tight spread
Mediumenough to work with
Lowthin data, treat as rough
No numberwe decline rather than guess

Honest Confidence Ratings

Every result includes a confidence score based on available data. If there isn't enough local sales history, we tell you instead of guessing.

Your kitchen
Roof condition
Finished basement
Any renovation

Smart Screening

Public records stop at the front door. Because we cannot see interior conditions or recent upgrades, this is designed as a powerful screening tool rather than a formal appraisal.

The number that decides an appeal

New Jersey's Chapter 123 rule creates a permitted assessment range around the common level ratio. Watchdog surfaces the published ratio, supported value evidence, and filing context as a screening tool. A filing decision should be checked against the current official instructions and, when appropriate, reviewed with a qualified professional.

Common questions

Where does this data come from?

The New Jersey Office of GIS publishes a statewide parcel layer joined to the Division of Taxation MOD-IV assessment records. MOD-IV is the system municipal tax assessors actually work in. Public data, refreshed roughly once a year in late spring or early summer. Aerial imagery and parcel boundaries render from Esri World Imagery.

Does this tell me if a home is for sale?

No, and I would rather be straight with you about it. Live listing status lives in the MLS, which is a licensed feed and not public data. This page reads public assessment records only. The one thing it can tell you is when a deed was recorded recently, meaning the property changed hands, and that comes straight from the state file. For current listing status on a specific property, just ask me. I have MLS access and it takes about 30 seconds.

Why is the owner name missing?

Owner names are stripped from the public version of this dataset under Daniel’s Law, which restricts disclosure of certain personal information in New Jersey. Property characteristics, assessments, and tax figures are still public.

Is the tax figure my current bill?

No. It is the prior year billed amount from the most recent published file. Rates are set annually, so your current bill will be different. Treat it as a solid ballpark. For the exact current figure, check your municipal tax collector.

Who pays the transfer fee when I sell?

The seller pays the general realty transfer fee at closing, on a graduated schedule tied to sale price. A change that caught a lot of people off guard: for contracts executed on or after July 10, 2025, residential sales over $1,000,000 carry a graduated percent fee that is now the seller’s responsibility instead of the buyer’s, and it applies to the entire sale price, not just the amount above a million. Sellers 62 and over, or who are blind or disabled, may qualify for a partial exemption on Form RTF-1. The net proceeds calculator accounts for all of it.

My address did not come up. Why?

Usually one of four things. Newly built homes may not be in the parcel file yet. Condominium units sometimes sit under a parent parcel. Properties billed as multiple lots together appear only once. Or the address needs the town and zip added. Try the full address first, then try without the unit number.

Am I paying too much?

Compare the effective rate in your results against neighbors on the same street. If yours is noticeably higher for a similar home, either your assessment is out of line or you are missing a deduction you qualify for. Both are fixable. That is the conversation worth having.

Do I qualify for ANCHOR or Stay NJ?

Very possibly. ANCHOR pays homeowners up to $1,500 and renters up to $700. Stay NJ pays seniors 65 and over up to $6,500. Most people who qualify never claim it. Run the free estimator and find out in about 90 seconds.

New Jersey property tax insights

New Jersey property tax at a glance From the state’s own records
565Municipalities
131,244Verified sales on file
55.2%Median assessment to market ratio
-Days to the appeal deadline
Source: NJ Division of Taxation SR1A verified sales and the Table of Equalized Valuations. Check your own address
John Varano, Branch Manager, Greentree Mortgage an HMA Company
Greentree Mortgage an HMA Company · John Varano, Branch Manager
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Taxes are only half of what you pay every month. John Varano, Branch Manager at Greentree Mortgage, an HMA Company, will tell you what the real number looks like, including escrow, before you make a move.
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Advertisement. Greentree Mortgage, an HMA Company, is a separate company and is not affiliated with Opus Elite Real Estate. You are never required to use any particular lender, and you are free to shop for a mortgage. Nothing here is a loan commitment, an offer of credit, or a guarantee of terms.