Everything Camden County homeowners and renters need to know — ANCHOR, Stay NJ, Senior Freeze, PAS-1 filing, appeal deadlines, and equalization ratios by municipality.
Camden County is home to 37 municipalities and over 520,000 residents. Property tax burdens vary significantly by town — understanding your specific municipality's equalization ratio is key to knowing whether an appeal is warranted.
All 37 municipalities in Camden County are eligible for NJ state property tax relief programs. Your relief amount is based on your income and residency — not which specific town you live in.
The equalization ratio is the percentage at which your home is assessed relative to its true market value. Divide your assessed value by this ratio to find your implied market value — the key number in any tax appeal.
| Municipality | Approx. Equalization Ratio | What It Means |
|---|---|---|
| Cherry Hill Township | ~85–95% | Near full value assessment |
| Voorhees Township | ~85–95% | Near full value assessment |
| Gloucester Township | ~85–95% | Near full value assessment |
| Haddon Township | ~85–95% | Near full value assessment |
| Collingswood | ~85–95% | Near full value assessment |
| Haddonfield | ~85–95% | Near full value assessment |
| Winslow Township | ~80–90% | Some assessment lag possible |
| Pennsauken Township | ~75–90% | Some assessment lag possible |
| Lindenwold | ~75–90% | Some assessment lag possible |
| All other municipalities | Verify annually | Check NJ equalization table |
Cherry Hill, Voorhees, and Haddon Township have seen significant appreciation in recent years. If your home's assessed value hasn't been updated since before the market run-up, you may actually be under-assessed — check the math before filing. For homes in older assessment cycles (Pennsauken, Lindenwold), the gap between assessed and market value can be larger and appeals more common.
All NJ state property tax relief programs are available to eligible Camden County residents. Here's a quick reference.
520 Market Street, Suite 3075
Camden, NJ 08102
Phone: (856) 225-5238
Appeal deadline: April 1 (most years)
ANCHOR Hotline: 1-888-238-1233
Mon–Fri 8:30am–5:30pm
PAS-1 / Senior programs: same number
File online: propertytaxrelief.nj.gov
If your County Board appeal is unsuccessful, you may escalate to Tax Court. Typically recommended for larger assessments or commercial properties.
NJ Tax CourtJohn Scafide is a licensed NJ real estate agent and 15+ year tax professional based in South Jersey — serving Cherry Hill, Voorhees, Haddon Township, Gloucester Township, and all of Camden County.
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