Terms built for how Watchdog actually works.

Agreement to these Terms

These Terms of Use (the “Terms”) are an agreement between you and the operator of Watchdog Property Intelligence (“Watchdog,” “we,” “us,” or “our”). They govern your access to and use of Watchdog websites, property-search experiences, accounts, dashboards, reports, alerts, scores, analytical tools, integrations, exports, APIs and other services that we make available under the Watchdog brand (collectively, the “Services”).

By accessing or using the Services, creating an account, clicking to accept these Terms, or purchasing a paid plan, you agree to these Terms and to policies that are expressly incorporated by reference, including our Privacy Policy and, for paid purchases, our Refund Policy.

If you use the Services for a company, brokerage, law firm, lender, appraisal firm, investment business, public entity, team, client or other organization, you represent that you have authority to accept these Terms for that organization. In that case, “you” includes both you and the organization where the context requires.

Who may use Watchdog

You must be at least 18 years old, or the age of legal majority where you live if higher, and capable of entering into a binding agreement. You may not use the Services if applicable law prohibits you from doing so.

Professional users are responsible for maintaining any licenses, registrations, supervision, disclosures or approvals required for their own work. Watchdog does not grant a professional license or expand the scope of one you already hold.

What Watchdog provides

Watchdog is property research and intelligence software. Depending on the feature, plan, geography and available source coverage, the Services may combine public property records, maps, tax and assessment information, sales and permit information, environmental or geographic reference layers, property monitoring, historical observations, calculations, scores, screening signals, reports, workflow tools and account-specific organization features.

Features and data coverage may differ by property, municipality, county, source, plan and time. A feature being visible in the interface does not guarantee that every property has enough reliable source data to produce that feature.

Public records, third-party data and verification

Much of the property information displayed by Watchdog comes from government agencies, public datasets, map services or other third-party publishers. Those sources can contain errors, omissions, inconsistent formatting, stale values, delayed updates, incomplete coverage, geocoding mistakes or later corrections. Publication schedules also differ by source.

Watchdog may normalize fields, resolve parcel identifiers, match records across sources, retain historical observations or cache data to make the Services useful. Those steps can improve usability but do not guarantee that the underlying source was correct or current.

Before making a material legal, tax, financial, lending, investment, insurance, construction, environmental, appraisal, title, purchase, sale or other property decision, you are responsible for checking the relevant authoritative agency record and obtaining any professional review appropriate to the decision.

Our Data Methodology explains how Watchdog distinguishes source data from normalized fields and derived calculations.

Watchdog Score, estimates, signals and derived intelligence

Watchdog may generate scores, estimates, comparisons, rankings, flags, confidence labels, opportunity indicators, risk screens, summaries or other analytical outputs from available inputs. These are “Derived Intelligence.” Derived Intelligence is created by Watchdog and is not a government finding merely because government data is one of its inputs.

Derived Intelligence may change when source data changes, when a missing dependency becomes available, when a formula is corrected or versioned, or when Watchdog improves its methodology. A neutral, unavailable or uncertain result can reflect missing evidence rather than proof that a condition does not exist.

You may use Derived Intelligence to prioritize research and ask better questions. You should not treat it as a guaranteed prediction, certified fact, appraisal, tax assessment, legal conclusion, underwriting determination, insurance determination, survey, title opinion, environmental clearance, code-compliance certificate or promise of future value or performance.

Watchdog is software, not your professional adviser

Unless you separately enter into a specific professional-services agreement with a properly licensed professional, use of the Services does not create an attorney-client, accountant-client, tax-preparer, appraiser-client, broker-client, agent-client, lender-borrower, insurance, fiduciary or other professional relationship.

The Services do not provide legal, tax, accounting, financial, investment, lending, insurance, engineering, architectural, surveying, environmental, appraisal, title or other regulated professional advice. Any examples, educational explanations, calculators or generated summaries are provided for research and informational use.

Professionals using Watchdog remain responsible for their own judgment, client communications, supervision, disclosures, fair-housing compliance, recordkeeping and standards of practice.

Do not use Watchdog for regulated eligibility decisions

The Services are not designed or offered for deciding whether a person qualifies for credit, employment, tenancy, housing, insurance or another benefit where consumer-reporting, fair-housing, anti-discrimination or similar laws regulate the decision.

You may not use Watchdog data, scores, signals or outputs to unlawfully discriminate against a person, infer protected characteristics, evade fair-housing or civil-rights obligations, or make a regulated eligibility decision that requires a consumer report or another legally prescribed process.

Your account and sign-in security

Some Services require an account. Watchdog may support sign-in through third-party identity providers such as Google, Facebook or LinkedIn. Using a third-party sign-in option may also be subject to that provider's terms and privacy practices.

You agree to provide accurate account information, keep your account and connected sign-in methods secure, and promptly notify us at hello@njpropertytaxrelief.com if you reasonably believe your account has been compromised. You are responsible for activity performed through your account unless applicable law provides otherwise.

Individual accounts may not be sold, rented or transferred. Team or organization access may include additional seat, administrator or organization-specific controls shown in the applicable plan or agreement.

Paid plans, renewals, cancellation and refunds

If you purchase a paid plan, the price, billing cadence, included features, applicable trial or promotional terms, and any usage limits shown at checkout or in an applicable order form are part of your agreement with us. If a checkout-specific commercial term conflicts with a general commercial statement on this page, the checkout or order-form term controls for that purchase.

Recurring subscriptions automatically renew on the cadence presented at purchase until canceled. You authorize our payment processor to charge the payment method associated with your subscription for recurring fees and applicable taxes. We currently use Stripe for supported subscription payment processing; Watchdog does not require you to send full payment-card numbers to support.

You may cancel a supported self-service subscription through the billing portal made available in your account. Unless a different term is presented at purchase or required by law, cancellation stops the next renewal and paid access continues through the end of the current paid period.

Refund eligibility is governed by the Watchdog Refund Policy, the commercial terms shown for the purchase and non-waivable rights under applicable law. We may change plan pricing or included features prospectively. When required, we will provide notice before a change affects a future renewal.

Use the Services lawfully and responsibly

You may use the Services for lawful personal or professional property research within the access and usage rights of your account or plan. You may not:

• use the Services for fraud, harassment, stalking, unlawful discrimination, deception or another unlawful purpose;
• impersonate another person or organization, misstate your authority, or use someone else's credentials without permission;
• interfere with, overload, probe, attack or attempt to defeat the security, authentication, rate limits or access controls of the Services;
• introduce malware, malicious code or automated traffic intended to degrade the Services;
• circumvent plan restrictions, usage limits, paywalls or feature entitlements;
• reconstruct, republish or attempt to uncover information intentionally redacted, suppressed or unavailable for privacy, security or legal reasons;
• represent a Watchdog score, estimate or analytical output as an official government record or certified professional conclusion;
• resell, sublicense or commercially redistribute the Services or substantial portions of Watchdog-created output unless your plan, an API agreement or a separate written agreement expressly allows it;
• reverse engineer or attempt to extract non-public source code, models, formulas or security mechanisms except where applicable law expressly permits that activity.

APIs, exports, integrations and scraping

Normal browser use, Watchdog-provided exports, documented integrations and authorized APIs are permitted within their stated limits. Automated crawling, scraping, harvesting, bulk copying or systematic extraction outside those authorized methods is prohibited without our prior written permission.

If Watchdog provides you with an API key, integration credential, webhook secret or similar access token, you must keep it confidential and use it only for the authorized integration. We may apply reasonable rate, volume, security and data-use limits and may suspend automated access that threatens the Services, violates these Terms or creates legal or source-licensing risk.

Ownership and your license to use Watchdog

The Watchdog brand, interface, software, design, documentation, original text, selection and organization of information, proprietary calculations, scoring systems and other Watchdog-created materials are owned by or licensed to the operator of Watchdog and are protected by applicable intellectual-property laws.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable right to access and use the Services for their intended purpose during the period you are authorized to use them.

Watchdog does not claim ownership of public government records merely because they are displayed, normalized or linked through the Services. Third-party maps, imagery, datasets, trademarks and other materials remain subject to the rights and terms of their respective owners or publishers.

Notes, messages, files and feedback you provide

If you submit notes, messages, files, property lists or other content to a feature that allows it (“Your Content”), you retain the rights you already have in that content. You grant us a limited right to host, store, copy, process and display Your Content only as reasonably necessary to provide, secure, support and improve the Services, comply with your instructions, or meet legal obligations.

You are responsible for making sure you have the right to submit Your Content and that it does not violate law or another person's rights. Do not upload Social Security numbers, account passwords, full payment-card numbers or other credentials unless a Watchdog feature expressly asks for that category of information through a secure process designed for it.

If you voluntarily send product ideas or general feedback, you allow us to use that feedback to improve Watchdog without an obligation to compensate you. Do not include confidential client information in general product feedback.

External services, source publishers and links

The Services may rely on or link to government websites, mapping and imagery providers, identity providers, payment processors, hosting services, analytics services, CRM or workflow integrations and other third parties. Those services are controlled by their respective providers and may have separate terms and privacy policies.

Watchdog is not responsible for a third party's independent acts, availability, content, security or changes. A link, integration or source citation does not by itself mean that the third party endorses Watchdog or that Watchdog endorses every statement made by that third party.

How personal information is handled

Our Privacy Policy explains what personal information Watchdog collects, why it is collected, the services that process it, and the choices and rights available to you. Please read it together with these Terms.

Changes, source outages and service availability

We work to keep Watchdog reliable, but we do not promise that every feature, source or integration will be available without interruption. Government publishers and other data providers can change endpoints, schemas, coverage, access rules or publication schedules without our control.

We may add, remove, modify, pause or discontinue a feature when reasonably necessary for security, legal compliance, source reliability, product improvement or business operations. Where practical, material source or methodology changes are documented through Watchdog's data-governance and methodology materials.

We may perform maintenance or temporarily limit access to protect the integrity or security of the Services.

The Services are provided as available

To the fullest extent permitted by law, the Services are provided “as is” and “as available.” We do not make a warranty that the Services will be uninterrupted or error-free, that every source will be current or complete, that every parcel match will be correct, or that a score, estimate, signal, report or other output will be suitable for a particular decision.

To the fullest extent permitted by law, we disclaim implied warranties of merchantability, fitness for a particular purpose and non-infringement. Nothing in these Terms excludes an express warranty we specifically make in writing or a warranty or consumer right that applicable law does not allow us to disclaim.

Limits on liability

To the fullest extent permitted by law, Watchdog and the people and service providers acting on its behalf will not be liable for indirect, incidental, special, exemplary, punitive or consequential damages, lost profits, lost opportunities, loss of goodwill or loss of data arising from or related to the Services, even if the possibility of that type of loss was known.

To the fullest extent permitted by law, we are not responsible for losses caused by an authoritative source's error or delay, a third-party outage, a decision made without appropriate verification, unauthorized access resulting from your failure to secure your account, or use of the Services in a way these Terms prohibit.

These limitations do not exclude or limit liability where doing so would be unlawful, including any liability that applicable consumer-protection law makes non-waivable.

Professional and business users

If you use Watchdog primarily for business or professional purposes, then to the extent permitted by law you agree to defend and indemnify Watchdog from third-party claims, damages and reasonable costs arising from your unlawful use of the Services, your material violation of these Terms, Your Content, your misuse or redistribution of data, or your professional services to another person.

This section does not apply to ordinary consumer use to the extent applicable law prohibits such an obligation, and it does not require you to indemnify Watchdog for Watchdog's own unlawful conduct.

Ending or suspending access

You may stop using Watchdog at any time. If you have a recurring paid subscription, stopping use does not itself cancel future renewals; use the cancellation method provided in your account or billing flow.

We may suspend or terminate access if you materially violate these Terms, create a security risk, use the Services fraudulently or unlawfully, fail to pay a valid charge when due, or if suspension is reasonably required by law or a source/provider restriction. Where practical and appropriate, we will provide notice and an opportunity to cure before terminating for a remediable violation.

Provisions that by their nature should continue after termination, including intellectual-property, payment obligations already incurred, disclaimers, liability limitations, business indemnity and general legal terms, will survive.

How we update the agreement

We may update these Terms as Watchdog changes or as legal, security, billing or source requirements evolve. The current effective date appears at the top of this page.

For a material change, we will provide notice reasonably suited to the change, such as a notice in the Services or an email to the address associated with your account. When law requires affirmative consent, we will ask for it. Otherwise, continuing to use the Services after updated Terms take effect means you accept the updated Terms.

Additional legal terms

These Terms, together with policies and purchase-specific terms expressly incorporated into them, form the agreement governing your use of the Services. If part of these Terms is found unenforceable, the remaining provisions remain in effect to the extent allowed by law.

Our failure to enforce a provision on one occasion does not waive our right to enforce it later. Section headings are for convenience and do not change the meaning of the Terms.

You may not assign your account or these Terms without our consent. We may assign the Services and these Terms as part of a merger, financing, reorganization, sale of assets or transfer of the Watchdog business, subject to applicable law and the commitments in our Privacy Policy.

If a separate signed agreement or organization order form expressly states that one of its terms overrides these Terms, that specific signed or order-form term controls for the covered Services.

Questions, notices or account concerns

For questions about these Terms, legal notices, billing concerns or account-security issues, contact hello@njpropertytaxrelief.com.

Please do not send passwords, Social Security numbers, full payment-card numbers or other authentication credentials by email.